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El Paso, Texas Homes
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Moises Rivera, El Paso Realtor®Your answer in real estate and home loans
The purchase or sale of real estate should be a very pleasurable experience, but, unless you're an investor, most people look at real estate sales as the beginning of a major migraine. And rightly so. Not knowing what to expect is scary at best. You find yourself in a sea of questions but no answers.
"How do I write a contract? How do I know how much the home is worth? Should I get an agent to represent me or do I even need representation? How do I find out if the home has termites or if it's in a flood zone? Do I need flood insurance? Is flood insurance expensive? Is the seller of the home required to tell me if there is mold in the home? What other hazards should I be aware of? Who will fix the items in need of repair?" You are faced with endless questions about the home and then you realize you don't know much about the loan needed for the purchase either.
"What is the proper interest rate I should expect to pay? What is a discount point? What fees do I have to pay? How much money do I need? What is this PMI insurance I've heard about? How do I protect myself from unscrupulous lenders? What do I do now?"
That's where we come in. We want to make your real estate experience a time you will want to remember. How?
I take the worry away from you. I have over 37 years in credit financing, over 22 years as a real estate broker, and I am very patient. My goal is to get you the home you want, where you want it, at the price you can afford with reasonable financing. The only difficulty that you should have is deciding which home to buy.
Oh, I almost forget. You don't have to worry about paying me either. I work for you but get paid by the seller. I know you'll want to pay me, but I won't let you.
If you're looking for complete representation, from start to finish and after the sale, call me. If you aren't sure you want to buy or sell now, call me. Consider me your real estate and loan question and answer man. I'm looking forward to talking to you.
"How do I write a contract? How do I know how much the home is worth? Should I get an agent to represent me or do I even need representation? How do I find out if the home has termites or if it's in a flood zone? Do I need flood insurance? Is flood insurance expensive? Is the seller of the home required to tell me if there is mold in the home? What other hazards should I be aware of? Who will fix the items in need of repair?" You are faced with endless questions about the home and then you realize you don't know much about the loan needed for the purchase either.
"What is the proper interest rate I should expect to pay? What is a discount point? What fees do I have to pay? How much money do I need? What is this PMI insurance I've heard about? How do I protect myself from unscrupulous lenders? What do I do now?"
That's where we come in. We want to make your real estate experience a time you will want to remember. How?
I take the worry away from you. I have over 37 years in credit financing, over 22 years as a real estate broker, and I am very patient. My goal is to get you the home you want, where you want it, at the price you can afford with reasonable financing. The only difficulty that you should have is deciding which home to buy.
Oh, I almost forget. You don't have to worry about paying me either. I work for you but get paid by the seller. I know you'll want to pay me, but I won't let you.
If you're looking for complete representation, from start to finish and after the sale, call me. If you aren't sure you want to buy or sell now, call me. Consider me your real estate and loan question and answer man. I'm looking forward to talking to you.
